Wealthy Affiliate is a training program that can teach anyone how to start their own online business. The training ranges anywhere from teaching beginners to start up. What caused the Little Ice Age? Over the course of several hundred years – most notably in the 1. Europe were much lower than normal. Glaciers came much farther south than they had before, and a famous painting shows people ice skating on the Thames river — which hasn’t been frozen since. The period is known as the Little Ice Age, and its cause has always been something of a mystery. However, new research by scientists at the University of Colorado- Boulder (yay team!) may have pegged it: the LIA appears to have started abruptly in the late 1. Radiocarbon dating of plants from Baffin Island (north of the Hudson Bay in Canada) and sediment samples from a lake in Iceland indicate that there was a rapid onset of severe cooling at that time. It’s been thought that the cooling started around then, but it’s been hard to pin down until now. More importantly, this narrows down the cause of the LIA: four tropical volcanoes erupted violently in that period. The ash would have darkened the atmosphere, letting slightly less sunlight down. Some of the gases emitted by volcanoes also cool the air. It seems clear these volcanoes are what triggered the Little Ice Age. But why did it last so long? That may be due to what happened after the volcanoes erupted. Most likely, the warmer temperatures would have melted the north polar sea ice. This fresh water is less dense than salty water, so it would flow on top of the oceans, and wouldn’t have mixed well with the deeper water. This would have slowed the transport of heat from the equatorial waters back up north, cooling them further. Here's How to Get Free Grant Money From the US Government. 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There were variations — the Ice Age was more of as series of pulses of temperature drops than one long period — but for centuries the heating of the Earth was disrupted in that region. For a long time it’s been suspected that the Sun played a role here, too. During the period of 1. Maunder Minimum. Sunspots are dark, but they’re surrounded by a region, a rim, that emits strongly in the UV. These faculae, as they’re called, actually more than make up for the darker regions of the spots, so in reality sunspots add to the amount of light and heat the Earth receives, by a fraction of a percent. So an active Sun, it’s thought, may warm the Earth a teeny bit more. However, this study showed that even if the Sun were less active, and therefore not warming the Earth as much, it would have had little effect. The local issues of volcanoes and the additional fresh water were enough to account for the Little Ice Age. The Sun may have played a role, but now it’s less likely to have been a major one. And when did the cold period finally stop? In the 1. 9th century, at the same time as the rise of the Industrial Revolution. We’re now at or exceeding temperatures of the Medieval Warm Period that existed right before the Little Ice Age. This work is extremely important, of course, because it has a direct impact on understanding the Earth’s climate. Even more obviously, if you’ve been reading my blog for more than about ten seconds, is that a lot of climate change deniers like to point to the Sun as being the culprit in the rapid warming of the Earth over the past century. However, even before this study was announced, we knew that’s dead wrong: there is nothing to link the Sun to the current rise in temperatures. I’ll note that the dreadful Daily Mail article I tore apart the other day spends a lot of its time linking the Sun to the Little Ice Age. I find it particularly noteworthy that this Colorado study — years in the making — was announced the same day that article came out. The contrast between careful scientific study and the befuddling assertions of a climate change denier shows the intellectual bankruptcy of the latter. And even then, the Colorado research was hardly needed to show the Daily Mail article was baloney; its own internal failings were apparent when it grossly twisted the results from the UK Met Office (the weather service for the UK). Also, ironically, around the very same time I was posting my article, NASA released more news that the Sun cannot be responsible for global warming. The big picture here, the thing to remember and take home, is that real scientists are doing real work to learn more about what’s really going on with our home planet. A lot of folks out there are making careers (and a ton of money) trying to sow doubt on that work, twisting it in any way they can imagine to make it seem like either the Earth’s not warming up (but it is) or that humans are not to blame (but we are). The more we study the past, the more we can understand the present and future, despite any attempts at obfuscation. Related posts: – While temperatures rise, denialists reach lower– Are we headed for a new ice age?– New study clinches it: the Earth is warming up.
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The Best Personal Finance Services of 2. Personal financial services are designed to help you get a handle on your money. You can use them to get a handle on how much you have, how much you owe, how you spend what you have, how much you save, and how to spend your money differently in the future. The best track your expenses and account balances for you, allowing you to focus on the much tougher stuff, like figuring out a budget or planning a strategy to get out of debt. The most popular of these services work on the premise that better money management comes through centralization and visibility. If you can easily see all your accounts and spending habits in one place, you'll be better equipped to make good decisions and stay within your budget. Intuit's Mint. com is a prime example. It's one of my personal favorites and a PCMag Editors' Choice for personal finance. Mint shows you the big picture, such as your net worth, as well as the minute details of every transaction that hits your credit and debit cards. It even connects to Pay. Pal. It also lets you pull back to see the bigger picture, categorizing all your spending in pie charts and bar graphs so you can see whether you spend too much on, say, entertainment, dining out, groceries, or other flexible expenses. If you decide Mint is the service for you, you might also want to read my piece on How to Track Cash With Mint. All the services mentioned here run on the desktop or in a Web browser. Many of them have companion mobile apps, but they are not exclusively mobile, as, say, Qapital or Checkbook are. Mobile personal finance apps can be an important component, however, because they give you access to your financial situation when you're out in the world and perhaps spending money. That's just the time when you want to be able to see the balances of your bank accounts and credit cards, check where your budget stands, and so forth. Although some might assume personal financial software is all about budgeting, that's not necessarily true. One of the apps that made this list, for example, is called Office. Time, and it's designed to help small businesses with a very particular kind of financial matter. Office. Time is time- tracking software that records how much time you spend in different programs. When you start a timer, you can set it to measure your time spent and multiply it by a price. It's great for professionals who charges by the hour. Office. Time can port the minutes and hours it measures into invoices, too. Another more unusual personal finance tool, called Doxo, is a digital filing cabinet as well as a bill payment hub. Doxo automatically collects electronic statements from all kinds of providers, from utility companies to banks, and other businesses. It saves them in one central account. Doxo also has a bill payment feature that lets you schedule bill payment to various providers, again, all from one place. You can also upload to your digital filing cabinet other kinds of family and household documents, such as medical bills. It certainly is an invaluable tool the next time you have to dig up months' worth of statements for a loan or a legal matter. One very important concern many people have about dealing with their finances online is security. Typically, personal finance websites and programs use 1.
TRUSTe, Veri. Sign, and Mac. Afee. And apps that pull detailed information from your accounts have read- only access, meaning they can see the information, but they can't change the information. It's impossible, for example, to move money around using Mint. Is there a risk to using an online personal financial service? Should it prevent you from actually using these apps? Is it possible that the payoff of getting your head around your debt, spending habits, and net worth is greater than the risk of fraud? Last year, Microsoft decided to stop selling its Money personal finance software and announced that no future updates to the software will be available. AceMoney version 4.36.2 / October 7, 2016 Personal Finance Software for Mac OS X or Windows. AceMoney is the best Quicken or Microsoft Money alternative financial. Set a strong and unique password, and put your fears aside. If you're really paranoid, however, there are some financial apps that are offline, or at least have the option to be, such as YNAB (which stands for You Need a Budget). Here are our favorite programs and Web apps for managing your finances. If you're also trying to organize the finances of a side business, you might also want to check out our feature on The Best Online Accounting Services for Sole Proprietors. MSRP at Bottom Line: Mint is the best personal finance software available. It's free and ad- supported, but even the ads bring value to this fantastic tool for keeping an eye on your money. Read Full Review$4. MSRP at Bottom Line: Office. Time, which records billable hours as you work and generates invoices and reports based on them, is a small business owner's best friend. Read Full Review$0. MSRP at Bottom Line: The online personal finance tool Learn. Vest provides free tools for tracking your spending habits, determining your financial goals, and budgeting your money. It's a great solution if you als.. Read Full Review$1. MSRP at Bottom Line: No other personal financial management application offers the depth and breadth of tools found in Quicken, but its very completeness can be overwhelming. Read Full Review$5. MSRP at Bottom Line: YNAB stands for You Need a Budget, and it's true: You do. Built on a philosophy of financial responsibility, this online app helps you learn about personal finance while getting your spendin.. Read Full Review$0. MSRP at Bottom Line: Doxo is a capable bill payment hub and online filing cabinet for all your household documents. Paying bills is often free, but sometimes can incur a small charge. If you're trying to go pape.. Read Full Review$0. MSRP at Bottom Line: If you want to know your credit score, monitor your credit report, and learn more about personal finance, give Wallet. Hub a try. It's one of the better free credit- reporting apps. Read Full Review. Free Online Barcode Generator: Create Barcodes for Free! Linear Barcodes, 2. Generate, Create, Print, Draw BarCode Images in Visual Studio.NET projects.NET Barcode Generator to generate linear & 2D barcode images in.NET applications. D Codes, GS1 Data. Bar, Postal Barcodes and many more! This online barcode generator demonstrates the capabilities of the TBar. Code SDKBarcode Active. X. TBar. Code simplifies bar code creation in your application - e. Test this online barcode- generator without any software installation (Terms of Service) and generate barcodes like EAN, UPC, GS1 Data. A barcode is an optical, machine-readable, representation of data; the data usually describes something about the object that carries the barcode. Adding barcodes to Word can be hard, or it can be easy. This Word barcode add in elimates all the cutting and pasting of image barcodes from websites, as well as. TheINQUIRER publishes daily news, reviews on the latest gadgets and devices, and INQdepth articles for tech buffs and hobbyists. Bar, Code- 1. 28, QR Code, Data Matrix, PDF4. Postal Codes, ISBN, etc. Borderlands 2 - Xbox 3. Borderlands 2 is the epic sequel to the ultimate four- player role- playing shooter loot fest. Combining invention and evolution, Borderlands 2 features mixed online/split- screen co- op, all- new characters, skills, environments, enemies, weapons and equipment, which come together in an ambitiously crafted story. Players will reveal secrets, and escalate mysteries of the Borderlands universe as they adventure across the unexplored new areas of Pandora. Autor: Micha. Witamy w poradniku i opisie przej. Cykl znany jest z wysokiego poziomu trudnoWorld of Warcraft - Wo. WCenter. pl. Aktualizacja 7. Aktualizacja wci.
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